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Notice that the CE Client referral Program has been terminated as of 11/01/09 AS OF JANUARY 1, 2010 EACH OF THE TEN SELF STUDY COURSES DESCRIBED BELOW ARE WORTH 12 (TWELVE) HOURS OF CERTIFIED CONTINUING EDUCATION CREDIT IN ILLINOIS FOR A PRODUCER LICENSE. (Order as ISIP #1) "Interest Sensitive Insurance Products.." An
enlightening review of economic
and taxation policies in 20th Century America leading to the
interest sensitive product revolution which started in the 1980's, are
discussed. A fundamental explanation focusing on Universal Life is compared
and contrasted with Interest Sensitive Whole Life (Order as PFP #2) "Practical Financial Planning and the Role of Insurance" Financial
needs analysis emerged in the latter part of the 20th century as a
critically accepted tool for insurance planning. This course reviews the fundamental elements of the financial
planning process while explaining the methods by which various insurance
contracts can be used to solidify an individuals financial stability.
(Note: historically our most popular course and great for the first year
producer!) 50 multiple choice open book self study exam, a very basic course. (Order as UPL #3) "Understanding Personal Lines" Whether
you are a property and casualty or a life and health producer, this course is
designed to help you spotlight critical insurance needs that no consumer should
overlook. The importance of
Homeowners, Liability and the Auto policies are featured with respect to the
need satisfaction of the of the individual who is not a business owner. This course will help the life agent, who is considering
licensing in the area of property and casualty, to learn many fundamental
property and casualty concepts. 50 multiple choice open book self study exam, a
basic course. (Order as FIL #4) "Fundamentals of Insurance Law" How
does insurance industry regulation impact companies, agents and consumers? This
course will help you understand and apply contract law, the law of agency and
state and federal regulation with respect to the agent and his role with the
consumer and applicable regulators. A useful legal history (Order as EPB #5) "Estate Planning Basics" Disposing
of real and personal property at death while minimizing taxation are common
goals of successful estate planning. The materials explain in laymans
terms, the basic legal terminology essential to understanding estate planning.
The differences between the will and trusts is featured as well as popular
taxation concepts like the Gift Tax exception and the Unlimited Marital
Deduction. Despite
the complexity of estate planning, this course is written in an easy to
understand manner specifically for the non lawyer. 50 multiple choice open
book self study exam, a basic course. (Order as BIB #6) "Business Insurance Basics" The
ownership entities of sole proprietorship, partnership and corporation are
thoroughly examined
with
respect to applicable insurance contract principles as a method of
facilitation the continuation of a business due to the death, disability or
retirement of a business owner. The
following business concepts are examined: The Buy-Sell Agreement, Disability
Buyouts, Business Overhead Expense, Key Person, Split Dollar and Deferred
Compensation. 50 multiple choice open book self study exam. (Order as RPP #7) "The Retirement Planning Process" Accumulating
cash adequately during a working lifetime is the minimum goal of every career
worker, yet government studies consistently show that at least three quarters
of all workers will retire to poverty. This
course compares and contrasts the options of using social insurance,
individual initiative and corporate qualified and nonqualified concepts. The
use of insurance products as a retirement tool is also explored. 50 multiple
choice open book self study exam, a basic course. (Order as RM #8) "Risk Management: Property and Casualty" This course defines the parameters of risk management with a focus on reducing costs due to loss exposures for both business and the individual. Methods of limiting loss exposures by avoidance and loss control are discussed. Classifying loss control measures and the necessary steps of loss control are highlighted. Financial loss exposure and use or various insurance techniques are compared and evaluated. (Order as BP #9) "Business Planning for the Insurance Producer.." This course is your guide to personal or small agency business planning. Includes a review of the business planning process, marketing concepts and various lines of insurance and securities investment. Our exclusive Busi-Work® Personal Business Planning Workbook is included and will help guide you to greater income potential, if you apply its techniques for improvement. (Order as MLIP #10) "Mortgage Financing and Life Insurance Protection." Mortgage alternatives are explored in detail along with various life products which can be used to protect the repayment ability of the borrower. This course will help the insurance producer to understand mortgages better while grasping multiple uses of modern life policies to help repay mortgages in the event of premature death or to use accumulated insurance funds to supplement future retirement of the homeowner.
*** Do-It-Yourself *** |
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